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Embrace Pantone’s color of the year with these 6 reversible hacks from an interior designer

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Pantone describes 2019’s color of the year, Living Coral, as “energizing” and “life-affirming” — bold words for an equally bold shade.

Coral looks great under the sea, but how do we incorporate the invigorating hue into our home decor? We turned to Toronto-based interior designer Nicholas Rosaci, who believes there’s no such thing as too bold a color. “If you love it, there are no rules,” insists the designer.







Photo: decasohome/Instagram

That said, coral is undoubtedly an attention hog but it does play well with others. Rosaci recommends pairing coral with cooler greys, poppy yellow, natural materials and textures, or layering it on top of the blush pink trend for a monochromatic look.

“Coral is more like an orange with a little bit of pink in it. It’s got a lot of energy and it’s really juicy,” adds Rosaci. Whether you want to mix it in with your neutrals or throw it on the walls, Rosaci shares six reversible hacks to infuse the energizing color into your space.

1. Pepper coral into your accessories







Photo: sambaporter.arquitetura/Instagram

If you’re just looking to dabble in the trend or wake up a few nooks and crannies, Rosaci recommends peppering the color in your lighting accessories and textiles.

Instead of a basic white or black lampshade, try this simple DIY: get a beautiful coral ribbon or fabric from the craft store and hot glue it around the lampshade. “It’s a fun, easy DIY that adds a bit of drama and makes your space look glowy,” says Rosaci.

Rosaci also recommends layering your bedding and couches with a chunky coral knit throw and accent pillows. “A little coral goes a long way when it comes to punching up the basics,” Rosaci explains.

2. Line the back of your cabinets or bookcases







Photo: asdinteriors/Instagram 

There’s a big trend in the design world to update cabinets — and even kitchen appliances — with punchy colors. If you aren’t ready to take the leap (or like your white kitchen appliances just fine, thank you), consider adding a pop of color to the back of your bookcases and cabinets.

“You can always paint a piece of bristol board or foam-core coral and then trim it to fit the back of your shelves,” the DIY-pro suggests. “It’s not permanent and you’ve just added a pop of unexpected color to a space that might otherwise be dreary.”

3. Paint your door for an unexpected pop of color







Photo: dabito/Instagram 

Painted doors present another opportunity to go big and bold with color. Cover your front door and share your love of coral with the world or introduce the shade in your bathrooms, laundry room and bedrooms. A painted door is a daring addition in smaller spaces, without overwhelming the room.

Want to switch it up from season to season? You can always paint the door another color in an afternoon.

4. Pair coral with florals to make a statement







Photo: anewalldecor/Instagram 

“We’re seeing a reemergence of florals,” explains Rosaci, noting it as a great opportunity to incorporate coral. “You don’t have to cover your whole dining room in a floral wallpaper. Instead, you can wrap a large canvas in the pattern, turning it into an abstract art piece that can always be taken down.”

You can also find plenty of removable options — like large-scale floral murals in punchy corals.

5. Upcycle furniture with a coat of paint







Photo: megmade/Instagram 

A quick and affordable way to incorporate the color of the year is by upcycling furniture. Look around your home for an item that could use a facelift or hunt for a vintage gem at an auction, online listing site, thrift store or garage sale.

“Painting an antique chair or chest of drawers gives your furniture a new lease on life. You can also paint just the inside of the drawers for some contrast,” says the designer.

6. Paint the walls to add some drama







Photo: iamhayleystewart/Instagram 

“Powder rooms and dining rooms call for drama and are a great place to embrace bold color,” suggests Rosaci.

Just beware, a color might be perfect on the swatch, but not in the space. “There are many variations of coral and lighting will affect how you perceive the color,” Rosaci says. “Especially in condos, if you have a den without a window, going full-on Living Coral might be a little too intense. You can always go down a shade or two on the scale.”

Rosaci recommends painting a large test swatch on foam core or bristol board. Then you can move it around your place and see how it reacts to different lighting.

All of these ideas can be painted over, swapped out or upcycled, so you can embrace Pantone’s 2020 shade next year. “I’m sure the color will be really insane,” Rosaci says with a laugh.

Nicholas Rosaci will be presenting a session called “Navigate the Trends, Pantone’s Color of the Year and How to DIY For Living Lux For Less” at the GTA Home and Reno Show on Monday, February 18th from 3pm to 4pm. For more information, visit gtahomeandrenoshow.com.

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New home? Prepare for the unexpected

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(NC) Buying a house, getting married or having your first baby are all major life events that are likely to affect your finances. But whether you’re in the midst of a major life event or not, it’s important to check in on your finances regularly to maintain good financial health.

Your financial health encompasses things like your spending, savings, borrowing and future financial plans. It also means dedicating a set amount of savings for unexpected future events. It can even include optional credit protection insurance, such as TD protection plans, to help cover your debt balances in case of death, a covered critical illness or total disability.

Even though it can be tough to think about the unexpected, life is unpredictable and it’s important to plan for the unexpected. Find more information at td.com.

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Mortgage pitfalls to avoid

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(NC) Throughout life, you may have moments where you’ll make a large purchase or invest in a costly item, like your family home. But whether you’re in the market for your first new property or already have a mortgage, leaving this asset unprotected can be costly.   

Insuring your housing financial debt, as well as debt for other big-ticket items like a new boat for your lakefront cottage or keepsake jewelry like an engagement ring, is a smart investment in your well-being.

To help protect your debt balances like a mortgage, your bank may have optional credit protection insurance products.

“Your home is one of your biggest assets, yet illness can happen at any stage of life. Worrying about your mortgage when the focus should be on health isn’t a situation anyone would wish for,” explains Shirley Malloy, vice president at TD. “Fortunately, we offer mortgage protection to provide coverage for your outstanding balance should you face a covered critical health event.”

Mortgage protection can be purchased whether you’re in the process of applying for a mortgage or already have a home financing solution. But what about protection options for credit card debt?

“Given the unprecedented circumstances of this year, many Canadians are trying to plan for the unexpected to protect themselves and their finances,” says Malloy. “TD balance protection plus is an optional product designed to help you deal with your credit card payment obligations in the event of a covered event, such as loss of employment.”

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Is your internet too slow? It’s probably not you

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(NC) We all know the aggravation of a school lesson that just won’t stop freezing or the family video call that looks more like a photo montage. And, as we adjust to the impact of COVID-19 on our day-to-day, that slow connection can have frustrating consequences.

Working from home and learning remotely, both need fast, stable internet, something not enough Canadians have yet. Even if you have fast devices in your home, if the infrastructure in your area is not optimal, your connection won’t be either.

Right now, cities have the infrastructure needed to ensure access. But rural and remote communities are hugely underserved, with fewer than half having high-speed internet, and fewer than a third of households on reservations have high-speed connections.

Fortunately, change is coming. The Universal Broadband Fund is backing projects across Canada right now to ensure the reliable, high-speed internet connections families need to work, study, access services online, and safely stay in touch with each other.

The fund existed before COVID, but as a response to the pandemic, its timetable has been moved up by four years to a target of 98 per cent of Canadians with high-speed internet access by 2026. With the faster pace, at least 90 per cent of us should be connected by the end of 2021.

The fund is focused on improvements in rural and remote communities across Canada to fix the disconnect between internet access for urban and rural households.  This means more remote work opportunities, better access to remote learning and safer access to healthcare, no matter where you live.

It’s not just for good connections at home, either. The improvements mean much better access to mobile networks on highways between remote communities. The result is better, safer navigation and access to emergency services for your family, even on the road in the middle of nowhere. Mobile projects will be focused on serving Indigenous communities and the roads leading to them.

The shape these improvements will take in your area will depend on where you live. Canada is huge, and its communities are hugely diverse, with diverse needs. Keep an eye out for local projects — they’re a small part of something much bigger.

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