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Ring in the new year in a brand new home by M/I Homes

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With about two weeks left in 2018, time is running out to take advantage of the “home for the holidays” sales incentives by M/I Homes. The promotion, available on all of its Houston-area communities, includes GE appliances, a Sonos-brand sound system, and paid closing costs on new and move-in ready homes.

For a limited time, special financing opportunities are available on select move-in ready homes.

Spread over 10,000 fun-filled acres in Missouri City, TX, Sienna Plantation is a master-planned community that offers residents a world of action-packed amenities to explore year-round — from lush wooded landscapes to miles and miles of hiking and biking trails.







Sales for available homes start at $254,990, with sizes ranging from 1,698 square feet to 2,651 square feet in three- to four-bedroom floorplans. Sienna Plantation has a total of four move-in ready homes currently for sale.

The Tavola community in New Caney features many exclusive outdoor activities for active homeowners, including zip lining, hiking and swimming.







Available homes range from 1,843 square feet to 3,317 square feet and are available in three- to four-bedroom floorplans. Tavola currently has a total of six move-in homes currently for sale.

Enclave at Katy is located just thirty miles from Houston. The community boasts both single- and two-story homes that range in size from 2,100 square feet to 3,651 square feet, available in three- to five-bedroom floorplans.







Currently, Enclave at Katy has six move-in homes available. Pricing starts at $287,490.

The Rosehill Reserve community is located in Tomball. It offers a resort-style pool, scenic walking trails and tranquil lakes.

Rosehill Reserve has a total of 12 quick move-in homes currently for sale, with pricing starting at $247,490.







The NorthGrove community is located in the heart of breathtaking Magnolia. It is a fully walkable neighborhood set within 200 acres of preserved lush green space. Pricing starts at $311,990, with four move-in ready units available immediately for purchase.







M/I Homes goes above and beyond to defy customer expectations with every community they design. They implemented a unique set of building standards that exceed traditional requirements. The “whole homes building standards” are a combination of innovative construction methods and superior design, ultimately resulting in better-built, more efficient homes.

M/I Homes stands behind its better building standards program with a 15-year transferable structural warranty on every home.

The prolific developer is also keen on providing homeowners with the latest in green technology. Customers can expect to see significant energy savings in comparison to homes built to standard code — saving as much as 30 percent on energy use and utility bills.

Don’t delay — the special winter incentive is available only through December 31st. Start the new year in a brand new home by M/I Homes.

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New home? Prepare for the unexpected

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(NC) Buying a house, getting married or having your first baby are all major life events that are likely to affect your finances. But whether you’re in the midst of a major life event or not, it’s important to check in on your finances regularly to maintain good financial health.

Your financial health encompasses things like your spending, savings, borrowing and future financial plans. It also means dedicating a set amount of savings for unexpected future events. It can even include optional credit protection insurance, such as TD protection plans, to help cover your debt balances in case of death, a covered critical illness or total disability.

Even though it can be tough to think about the unexpected, life is unpredictable and it’s important to plan for the unexpected. Find more information at td.com.

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Mortgage pitfalls to avoid

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(NC) Throughout life, you may have moments where you’ll make a large purchase or invest in a costly item, like your family home. But whether you’re in the market for your first new property or already have a mortgage, leaving this asset unprotected can be costly.   

Insuring your housing financial debt, as well as debt for other big-ticket items like a new boat for your lakefront cottage or keepsake jewelry like an engagement ring, is a smart investment in your well-being.

To help protect your debt balances like a mortgage, your bank may have optional credit protection insurance products.

“Your home is one of your biggest assets, yet illness can happen at any stage of life. Worrying about your mortgage when the focus should be on health isn’t a situation anyone would wish for,” explains Shirley Malloy, vice president at TD. “Fortunately, we offer mortgage protection to provide coverage for your outstanding balance should you face a covered critical health event.”

Mortgage protection can be purchased whether you’re in the process of applying for a mortgage or already have a home financing solution. But what about protection options for credit card debt?

“Given the unprecedented circumstances of this year, many Canadians are trying to plan for the unexpected to protect themselves and their finances,” says Malloy. “TD balance protection plus is an optional product designed to help you deal with your credit card payment obligations in the event of a covered event, such as loss of employment.”

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Is your internet too slow? It’s probably not you

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(NC) We all know the aggravation of a school lesson that just won’t stop freezing or the family video call that looks more like a photo montage. And, as we adjust to the impact of COVID-19 on our day-to-day, that slow connection can have frustrating consequences.

Working from home and learning remotely, both need fast, stable internet, something not enough Canadians have yet. Even if you have fast devices in your home, if the infrastructure in your area is not optimal, your connection won’t be either.

Right now, cities have the infrastructure needed to ensure access. But rural and remote communities are hugely underserved, with fewer than half having high-speed internet, and fewer than a third of households on reservations have high-speed connections.

Fortunately, change is coming. The Universal Broadband Fund is backing projects across Canada right now to ensure the reliable, high-speed internet connections families need to work, study, access services online, and safely stay in touch with each other.

The fund existed before COVID, but as a response to the pandemic, its timetable has been moved up by four years to a target of 98 per cent of Canadians with high-speed internet access by 2026. With the faster pace, at least 90 per cent of us should be connected by the end of 2021.

The fund is focused on improvements in rural and remote communities across Canada to fix the disconnect between internet access for urban and rural households.  This means more remote work opportunities, better access to remote learning and safer access to healthcare, no matter where you live.

It’s not just for good connections at home, either. The improvements mean much better access to mobile networks on highways between remote communities. The result is better, safer navigation and access to emergency services for your family, even on the road in the middle of nowhere. Mobile projects will be focused on serving Indigenous communities and the roads leading to them.

The shape these improvements will take in your area will depend on where you live. Canada is huge, and its communities are hugely diverse, with diverse needs. Keep an eye out for local projects — they’re a small part of something much bigger.

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