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These will be the top paint colors for 2019





Photo: James Bombales

#SwatchWatch2019 is underway — yes, that’s a hashtag we made up, but our excitement for paint companies’ picks for color of the year can’t be contained. The 2019 lineup is a bit more sanguine than the moody hues that dominated 2018, when one-third of the colors were variants of black. The standout shades for the new year include warm terracotta and earthy green, while ever-popular deep blue tones rounded out the list. Keep scrolling for our roundup of the top paint color trends for 2019.

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Photo: Benjamin Moore

Just when we thought gray interiors were on their way out, Benjamin Moore chimes in with this sophisticated, layered gray with cool undertones. It’s a modern, easygoing neutral that could be used in any room of the house.

Photo: Behr

Blueprint is one of those colors that’s hard to put a finger on. Is it blue, is it gray, is it teal? Whatever it is, it’s honest and approachable. Blueprint also plays well with others — pair it with earth tones, pastels, jewel tones or go for a monochromatic look.

Photo: Sherwin-Williams

The desert modern aesthetic is taking over, and this warm terracotta color is leading the charge. According to the color experts at Sherwin-Williams, “Cavern Clay is a nod to mid-century modern style, but with the soul of the American Southwest.”

Photo: PPG Paints

Not a fan of black-painted rooms, but still crave the drama and intensity of a darker hue? This “rich, luxurious, and classic shade of green” is a great alternative. Use it to emulate the feeling of being surrounded nature, even if you live on the 20th story of a downtown high-rise.

A “botanical hue that stands out for its warm and calming effect,” Garden Patch reflects a shift towards optimism. Brush it onto an exterior door or use it in the living room complemented by neutral furnishings — it’s far more versatile than it seems.

Photo: Dunn-Edwards

They say variety is the spice of life, and there’s sure a lot of it when it comes to the shades of terracotta on this list. The Dunn-Edwards’ version is more saturated with orange undertones. “It makes a bold statement and reflects exotic tastes in design and life, with a melding of diverse and global cultural influences,” reads the company’s blog post regarding the pick.

7. Pratt & Lambert Paints: Earthen Trail

Photo: Pratt & Lambert

Earth tones, earth tones galore! Pratt & Lambert’s color of the year is described as a “calming, elegant soft terracotta,” but we like to think of it as a grown-up version of Millennial Pink. The hue can either be energizing or tranquilizing, depending on your mood.

Photo: Kelly-Moore Paints

Looking for a new paint color for your bedroom or home office? You may want to opt for Peacock Blue. “From a psychological perspective, Peacock Blue is a color that can optimize concentration, encourage deep meditation and even improve sleep.” says Mary Lawlor, manager of color marketing at Kelly-Moore Paints.

Photo: AkzoNobel

Once again citing a renewed sense of optimism, Dutch multinational company AkzoNobel chose Spiced Honey as their color of the year. This warm amber tone is versatile and contemporary, and encourages homeowners to “let the light in.”

10. Diamond Vogel: Day Spa

Photo: Diamond Vogel

Blue never goes out of style. It’s like the white button-down shirt of paint colors. Day Spa is a “deep introspective blue” that works inside and out. Pair it with warm and cool neutrals, or use it as an impactful standalone accent.

Photo: Valspar

Why choose just one color when you could pick a hue for each month of the year? To celebrate 10 years of unveiling a color — or colors — of the year, Valspar opted for a whole dozen. The tones are diverse, but work well together. We’re particularly fond of Sea Green and Rosy Mauve.


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New home? Prepare for the unexpected





(NC) Buying a house, getting married or having your first baby are all major life events that are likely to affect your finances. But whether you’re in the midst of a major life event or not, it’s important to check in on your finances regularly to maintain good financial health.

Your financial health encompasses things like your spending, savings, borrowing and future financial plans. It also means dedicating a set amount of savings for unexpected future events. It can even include optional credit protection insurance, such as TD protection plans, to help cover your debt balances in case of death, a covered critical illness or total disability.

Even though it can be tough to think about the unexpected, life is unpredictable and it’s important to plan for the unexpected. Find more information at

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Mortgage pitfalls to avoid





(NC) Throughout life, you may have moments where you’ll make a large purchase or invest in a costly item, like your family home. But whether you’re in the market for your first new property or already have a mortgage, leaving this asset unprotected can be costly.   

Insuring your housing financial debt, as well as debt for other big-ticket items like a new boat for your lakefront cottage or keepsake jewelry like an engagement ring, is a smart investment in your well-being.

To help protect your debt balances like a mortgage, your bank may have optional credit protection insurance products.

“Your home is one of your biggest assets, yet illness can happen at any stage of life. Worrying about your mortgage when the focus should be on health isn’t a situation anyone would wish for,” explains Shirley Malloy, vice president at TD. “Fortunately, we offer mortgage protection to provide coverage for your outstanding balance should you face a covered critical health event.”

Mortgage protection can be purchased whether you’re in the process of applying for a mortgage or already have a home financing solution. But what about protection options for credit card debt?

“Given the unprecedented circumstances of this year, many Canadians are trying to plan for the unexpected to protect themselves and their finances,” says Malloy. “TD balance protection plus is an optional product designed to help you deal with your credit card payment obligations in the event of a covered event, such as loss of employment.”

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Is your internet too slow? It’s probably not you





(NC) We all know the aggravation of a school lesson that just won’t stop freezing or the family video call that looks more like a photo montage. And, as we adjust to the impact of COVID-19 on our day-to-day, that slow connection can have frustrating consequences.

Working from home and learning remotely, both need fast, stable internet, something not enough Canadians have yet. Even if you have fast devices in your home, if the infrastructure in your area is not optimal, your connection won’t be either.

Right now, cities have the infrastructure needed to ensure access. But rural and remote communities are hugely underserved, with fewer than half having high-speed internet, and fewer than a third of households on reservations have high-speed connections.

Fortunately, change is coming. The Universal Broadband Fund is backing projects across Canada right now to ensure the reliable, high-speed internet connections families need to work, study, access services online, and safely stay in touch with each other.

The fund existed before COVID, but as a response to the pandemic, its timetable has been moved up by four years to a target of 98 per cent of Canadians with high-speed internet access by 2026. With the faster pace, at least 90 per cent of us should be connected by the end of 2021.

The fund is focused on improvements in rural and remote communities across Canada to fix the disconnect between internet access for urban and rural households.  This means more remote work opportunities, better access to remote learning and safer access to healthcare, no matter where you live.

It’s not just for good connections at home, either. The improvements mean much better access to mobile networks on highways between remote communities. The result is better, safer navigation and access to emergency services for your family, even on the road in the middle of nowhere. Mobile projects will be focused on serving Indigenous communities and the roads leading to them.

The shape these improvements will take in your area will depend on where you live. Canada is huge, and its communities are hugely diverse, with diverse needs. Keep an eye out for local projects — they’re a small part of something much bigger.

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