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New suite designs now available at The Metalworks in Guelph

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There’s a floorplan to suit everyone’s needs at The Metalworks in downtown Guelph. The master-planned community by Fusion Homes recently unveiled brand new suite designs for Phase 3, in addition to a limited number of suites in Phase 2 that will be move-in ready by early 2019.

Known as The Copper Club, Phase 3 boasts one- to two-bedroom plus den suites, penthouses and River Estates. These suites are divided into three collections — the Arc, Pyramid and Sunburst.







The Arc Collection occupies floors 1 to 7, with suites that are characterized by quartz countertops and stainless steel appliances in the kitchen, in-suite laundry, 8′1/2″ ceilings throughout, private open-air balconies, patios and terraces, and one parking space.

Occupying floors 8 and 9, The Pyramid Collection includes all the features and finishes of the previous tier with the addition of quartz countertops throughout, engineered hardwood flooring and 9′ ceilings.







The Penthouse suites of The Sunburst Collection also include the features and finishes of the previous tiers, plus quartz countertops throughout, oversized rectangular ceramic tile, engineered hardwood, 40 oz. plush carpet and soaring 12′ ceilings. Penthouse suites are equipped with professional grade appliances, private open-air terraces, and 2 parking stalls with 1 electric vehicle charging station. Penthouse suites occupy the top floor.







The River Estates boast three bedrooms, a flexible den, numerous balconies and patios, full-floor master retreats and an in-suite private elevator. Spread out over three-storeys, these luxurious residences also have professional grade Wolf stainless steel kitchen appliances, a non-invasive green roof and a 3-car garage with 1 electric vehicle charging station. Plus, purchasers will receive the professional services of KHACHI DESIGN GROUP at no extra cost to fully customize their interiors.

Those looking to move into a new home within the next six months will want to check out the new release of suites at The Studio, the second of five planned towers in The Metalworks community. Layouts are spacious and free-flowing — expect generous 8’6” ceiling heights, imported European ceramic tile, 40-ounce plush carpet, quartz countertops with polished square edges, and private open-air balconies.







All residents of The Metalworks will be able to enjoy the wide array of onsite amenities. The Copper Club is home to a library, speakeasy and games deck, while The Studio boasts a lounge, recharge retreat, dining room and chef’s kitchen, as well as an outdoor courtyard with a natural gas fire pit and shared barbecues. The community will offer up to 30,000 square feet of retail space featuring shops, restaurants, art galleries and a new craft distillery with a stylish eatery and tasting room.







To learn more about the new suite designs at The Copper Club and The Studio, visit the presentation centre at 5 Arthur Street South in Guelph. Opening hours are Monday to Wednesday from 2pm to 7pm and on weekends from noon to 5pm.

For more information, please visit themetalworks.ca or call 519 362 9266.

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New home? Prepare for the unexpected

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(NC) Buying a house, getting married or having your first baby are all major life events that are likely to affect your finances. But whether you’re in the midst of a major life event or not, it’s important to check in on your finances regularly to maintain good financial health.

Your financial health encompasses things like your spending, savings, borrowing and future financial plans. It also means dedicating a set amount of savings for unexpected future events. It can even include optional credit protection insurance, such as TD protection plans, to help cover your debt balances in case of death, a covered critical illness or total disability.

Even though it can be tough to think about the unexpected, life is unpredictable and it’s important to plan for the unexpected. Find more information at td.com.

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Mortgage pitfalls to avoid

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(NC) Throughout life, you may have moments where you’ll make a large purchase or invest in a costly item, like your family home. But whether you’re in the market for your first new property or already have a mortgage, leaving this asset unprotected can be costly.   

Insuring your housing financial debt, as well as debt for other big-ticket items like a new boat for your lakefront cottage or keepsake jewelry like an engagement ring, is a smart investment in your well-being.

To help protect your debt balances like a mortgage, your bank may have optional credit protection insurance products.

“Your home is one of your biggest assets, yet illness can happen at any stage of life. Worrying about your mortgage when the focus should be on health isn’t a situation anyone would wish for,” explains Shirley Malloy, vice president at TD. “Fortunately, we offer mortgage protection to provide coverage for your outstanding balance should you face a covered critical health event.”

Mortgage protection can be purchased whether you’re in the process of applying for a mortgage or already have a home financing solution. But what about protection options for credit card debt?

“Given the unprecedented circumstances of this year, many Canadians are trying to plan for the unexpected to protect themselves and their finances,” says Malloy. “TD balance protection plus is an optional product designed to help you deal with your credit card payment obligations in the event of a covered event, such as loss of employment.”

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Is your internet too slow? It’s probably not you

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(NC) We all know the aggravation of a school lesson that just won’t stop freezing or the family video call that looks more like a photo montage. And, as we adjust to the impact of COVID-19 on our day-to-day, that slow connection can have frustrating consequences.

Working from home and learning remotely, both need fast, stable internet, something not enough Canadians have yet. Even if you have fast devices in your home, if the infrastructure in your area is not optimal, your connection won’t be either.

Right now, cities have the infrastructure needed to ensure access. But rural and remote communities are hugely underserved, with fewer than half having high-speed internet, and fewer than a third of households on reservations have high-speed connections.

Fortunately, change is coming. The Universal Broadband Fund is backing projects across Canada right now to ensure the reliable, high-speed internet connections families need to work, study, access services online, and safely stay in touch with each other.

The fund existed before COVID, but as a response to the pandemic, its timetable has been moved up by four years to a target of 98 per cent of Canadians with high-speed internet access by 2026. With the faster pace, at least 90 per cent of us should be connected by the end of 2021.

The fund is focused on improvements in rural and remote communities across Canada to fix the disconnect between internet access for urban and rural households.  This means more remote work opportunities, better access to remote learning and safer access to healthcare, no matter where you live.

It’s not just for good connections at home, either. The improvements mean much better access to mobile networks on highways between remote communities. The result is better, safer navigation and access to emergency services for your family, even on the road in the middle of nowhere. Mobile projects will be focused on serving Indigenous communities and the roads leading to them.

The shape these improvements will take in your area will depend on where you live. Canada is huge, and its communities are hugely diverse, with diverse needs. Keep an eye out for local projects — they’re a small part of something much bigger.

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